Image

Products / Credit Management Platform


Run Institutional Loan Operations From Booking to Maturity

Designed to replace spreadsheets, manual entries, and fragmented workflows with powerful institutional tools to track exposures, enforce margin rules, and automate notifications and reporting across entities, custodians, and assets.


Request a demo

As of July 2026:
$12B+


Loans Managed to Date

Cumulative current and historical volume across institutional lending programs globally

$4B+


Collateral Monitored

Current value across asset classes

20+


Connected Custodians & Trading Platforms

Digital and traditional, via CustodyLink™

PLATFORM Architecture at a glance

Built Around the Life of a Loan

Each layer runs independently via API. Together they run the full credit lifecycle — from loan servicing and custody through to settlement and reporting.
Loan Lifecycle Management

Loan Operations

A loan management platform that helps digital asset firms run lending operations with more control, less manual work, and greater accuracy across the lifecycle of every loan. The result is smoother operations, better visibility into positions and obligations, and a stronger foundation for scaling credit activity.

Who We Serve

One Collateral System, Configured to How Your Operations Run


Lending Desks

Deploy capital efficiently with live LTV tracking, collateral alerts, and multi-entity visibility

Hedge Funds & Treasuries

Power structured credit workflows, margin logic, and reporting across custodians

Custodians & Exchanges

Integrated loan servicing - support real-time thresholds and notifications

Regional Banks and Credit Unions

Add digital asset collateral monitoring to existing loan systems with live LTV tracking and configurable alerts.

USING MEMBRANE

Designed to fit within the environment firms already run

Membrane is API-first, so we are built to integrate into your internal systems. With deep experience meshing with existing core infrastructure, our implementation is structured around your existing custody, accounting, and operational architecture.

REST API with webhook event delivery


Loan events, collateral movements, margin calls, and settlement confirmations published as structured webhooks. Internal systems subscribe to the events they need.

Multi-entity and multi-book architecture


Represent multiple legal entities, desks, and counterparty relationships within the system to fit the most complex of credit operations.

Configurable workflow and approval engine


Comprehensive, configurable role-based access control system across sensitive financial workflows, so large institutional teams can collaborate safely across the credit lifecycle.

Custody integration via CustodyLink™


Connect all your collateral accounts—from wallets and qualified custodians to tri-party ACA structures—through 15+ API integrations into a single, unified collateral operating ledger.

Data export and reporting


Loan, collateral, and event data available via streaming API for ingestion into internal database or downstream accounting and risk systems.

Go live in a matter of weeks


Membrane gives your team the operational infrastructure to manage lending, collateral, margin, payments, and counterparties without undertaking a major internal build or replacing your broader operating environment.
Image

Get started

See it running on your book.

Bring your loan structures, counterparties, custody environment, and asset mix. See how they move through Membrane across digital and traditional collateral in one system of record.