Record Growth for Membrane Loan Management

Membrane’s loan management system posted record growth in Q3 2024, with almost $1bn in transactions booked on the system in the last 90 days.

To date, Membrane has seen almost $2.9bn booked onto its loan management system, with $2.4bn in the year to date.

Innovative structures, attractive yields, and stronger risk management capabilities are driving a recovery in institutional crypto lending markets.

“What we’re seeing is that over-collateralized lending has become the dominant share of loan activity,” said Craig Birchall, head of product at Membrane. “In addition, many borrowers are insisting that their collateral be held in tri-party with a custodian.”

“Transparency has also been a focus as many lenders, and their capital providers, are demanding visibility to monitor their borrowers’ use of loan proceeds while many borrowers will demand an ongoing line-of-sight into the wallets where their collateral is held.”

The sustainability of crypto financing and its continued growth hinges on balancing innovation with risk management. Prudent risk management practices paired with tools – such as those provided by Membrane – that provide transparent, secure, and efficient lending services are critical to building a robust and efficient crypto lending market.